Maternity Benefits

If you're pregnant or considering having a family, Sana is here for you. 


Well-Woman Preventive Visits and prenatal visits are covered 100% and the deductible doesn't apply.

The following are 70% to 100% covered after the deductible is met, depending on your plan.

  • Childbirth/Delivery Professional Services
  • Childbirth/Delivery Facility Services

Note on pre-certification: While Sana automatically pre-certifies a maternity length of stay up to 48 hours for a vaginal delivery or 96 hours for cesarean delivery, we strongly recommend having your physician call to obtain pre-certification in case there is a need for an extended stay. 

Impregnation and Infertility Treatment

The following are 70% to 100% covered after the deductible is met, depending on your plan.

  • Artificial insemination
  • Fertility Drugs
  • G.I.F.T. (Gamete Intrafallopian Transfer)
  • Impotency Drugs such as Viagra™
  • In-vitro fertilization
  • Surrogate mother (unless the surrogate is a Participant, in which case the Preventive Care and/or Pregnancy expenses will be covered in accordance with the plan provisions)
  • Donor eggs
  • Collection or purchase of donor semen (sperm) or oocytes (eggs)
  • Freezing of sperm, oocytes, or embryos, or any type of artificial impregnation procedure, whether or not such procedure is successful

Note on in-vitro fertilization: A single course of treatment for in-vitro fertilization is covered every three plan years if considered medically necessary.


Sana is proud to partner with Maven Clinic to support our members and their families throughout every stage of the new parent journey. 
Click here to check out this free offering for all Sana members over 18 who are pregnant or up to 6 months postpartum.
Important Note on Coverage
The above is a summarized example of coverage. Benefits and coverage are defined by your SPD. In case of a conflict, the SPD supersedes all summaries
Have additional questions for Sana? You can reach us quickly via chat at Monday through Friday, 7 AM–7 PM CST,  or at or (833) 726-2123.