S and A plans cover therapy at 90% after the deductible is met, E plans cover therapy at 70% after the deductible is met, and H and HD plans cover therapy at 100% after the deductible is met. Coverage is limited to 30 visits max per treatment and 60 visits total per plan year.

Covered Therapies

These include services or supplies used for the treatment of an illness or injury, as well as services that help a person keep, learn, or improve skills and functioning for daily living, and are available in a variety of inpatient and/or outpatient settings.

  • Autism Spectrum Disorder Treatment (ASD / ABA Therapy)
  • Cardiac Therapy
  • Cognitive Therapy
  • Psychotherapy
  • Occupational Therapy
  • Physical Therapy
  • Respiration Therapy
  • Speech Therapy
  • Vision Therapy

Covered Therapy Services Requiring Pre-Certification

  • Physical Therapy
  • Occupational Therapy
  • Speech Therapy
  • Respiratory Therapy
  • Infusion Therapy (excluding antibiotic infusion therapy)

If you have any other questions please feel free to call us at (833) 726-2123 or send an email to